Monthly Income
$
Monthly Expenses
🏠 Housing
$
🚗 Transportation
$
🍔 Food
$
💡 Utilities
$
🎬 Entertainment
$
💰 Savings/Debt
$
Budget Summary
Total Income
$0
Total Expenses
$0
Remaining
$0
Expense Breakdown
50/30/20 Rule
A popular budgeting guideline:
- 50% Needs
$0
- 30% Wants
$0
- 20% Savings/Debt
$0
Budget Tips
- Track every expense for accuracy
- Review and adjust monthly
- Build an emergency fund first
- Automate savings and bill payments
- Use the envelope method for variable expenses
- Cut one category at a time