Privacy Policy

Last Updated: November 30, 2025

1. Introduction

That.You ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our credit repair services.

2. Information We Collect

Personal Information

We collect personal information that you voluntarily provide to us, including:

• Name, address, phone number, and email address
• Social Security number
• Date of birth
• Financial information and credit reports
• Employment information
• Payment and billing information

Automatically Collected Information

When you visit our website, we may automatically collect:

• IP address and browser type
• Operating system and device information
• Pages visited and time spent on pages
• Referring website addresses
• Cookies and similar tracking technologies

3. How We Use Your Information

We use your information for the following purposes:

• To provide credit repair services
• To communicate with you about your account
• To process payments and prevent fraud
• To improve our services and customer experience
• To comply with legal obligations
• To send marketing communications (with your consent)

4. Information Sharing and Disclosure

We may share your information with:

Service Providers

We work with third-party service providers who perform services on our behalf, such as payment processors, credit bureaus, and technology providers. These providers are contractually obligated to protect your information.

Legal Requirements

We may disclose your information when required by law, court order, or government request, or to protect our rights and safety.

Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

5. Data Security

We implement industry-standard security measures to protect your information, including:

• Encryption of sensitive data in transit and at rest
• Secure servers and network infrastructure
• Access controls and authentication procedures
• Regular security audits and assessments
• Employee training on data protection

However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Your Privacy Rights

Access and Correction

You have the right to access and correct your personal information. Contact us to request a copy of your data or to make corrections.

Opt-Out of Marketing

You can opt out of marketing communications at any time by clicking the unsubscribe link in our emails or contacting us directly.

Data Deletion

You may request deletion of your personal information, subject to legal retention requirements.

California Privacy Rights

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what information we collect and the right to request deletion.

7. Cookies and Tracking

We use cookies and similar technologies to enhance your experience. You can control cookie preferences through your browser settings. Note that disabling cookies may limit functionality.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. Please review their privacy policies before providing any information.

9. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect information from children. If we become aware of such collection, we will delete the information promptly.

10. Data Retention

We retain your information for as long as necessary to provide services and comply with legal obligations. Retention periods vary based on the type of information and applicable laws.

11. Changes to This Policy

We may update this Privacy Policy periodically. Material changes will be posted on our website with an updated "Last Updated" date. Continued use of our services after changes constitutes acceptance.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us through our website or customer support channels.