About That.You

Empowering individuals to take control of their financial future through education, transparency, and relentless advocacy.

Our Story

Founded in December 2025, That.You emerged from a simple but powerful belief: everyone deserves access to clear, actionable financial guidance without the confusing jargon or hidden agendas.

We witnessed too many people struggling with credit issues, overwhelmed by misinformation, and exploited by predatory services. We decided to do something different. We built a platform that puts knowledge in your hands, tools at your fingertips, and advocates on your side.

Today, we've helped thousands of individuals understand their credit, dispute errors, and rebuild their financial standing. But we're just getting started.

4,853+
Lives Changed
$31.9M
Debt Removed
97.5%
Success Rate

Our Mission

Education First

We believe knowledge is power. Our comprehensive guides and tools help you understand every aspect of credit, from score factors to dispute processes. No confusing jargon, just clear explanations.

Transparency Always

No hidden fees. No false promises. We're upfront about what we can do, how long it takes, and what it costs. You deserve honesty, and that's exactly what we deliver.

Results Matter

We're measured by your success. From removing inaccurate items to helping you build positive credit, we focus on tangible outcomes that improve your financial opportunities.

What Sets Us Apart

01

No Results, No Payment

We only get paid when we deliver results. Your success is our success, and we're willing to put our money where our mouth is.

02

Legal Firepower

When needed, we leverage attorney-backed lawsuit filing and regulatory complaints. We don't just dispute, we fight for your rights.

03

Personalized Approach

Every credit situation is unique. We craft customized credit repair plans tailored to your specific needs and goals.

04

Fast Results

While credit repair takes time, we work efficiently. Many clients see meaningful improvements in as little as 45 days.

Trusted by Thousands
Since December 2025

Our Expertise

We cover every aspect of credit repair and financial wellness

Credit Disputes

Expert handling of disputes with all three major credit bureaus and creditors

Identity Theft Recovery

Comprehensive support for victims of identity theft and fraud

Debt Relief Strategies

Guidance on consolidation, settlement, and management plans

Consumer Rights

Protection under FCRA, FDCPA, and other consumer protection laws

Credit Building

Strategic advice on building and maintaining excellent credit

Financial Education

Free tools, calculators, and resources to empower your decisions

Our Commitment to You

We're not just a service provider. We're your partner in financial freedom. Every tool we build, every guide we write, and every dispute we file is done with one goal in mind: your success.

We promise to treat your credit like it's our own, to fight for your rights like they're our rights, and to celebrate your victories like they're our victories.

Start Your JourneyExplore Our Tools

Growing Together

December 2025

That.You Is Born

Founded with a mission to democratize credit repair and financial education

Present Day

Making an Impact

Serving thousands of clients and removing millions in questionable debt

The Future

Expanding Our Reach

Continuing to innovate and help more people achieve financial freedom

Ready to Take Control?

Join thousands who have transformed their credit and their lives with That.You

Get Started Today