Free Form
CFPB Consumer Complaint
File a formal complaint with the Consumer Financial Protection Bureau against a bank, lender, debt collector, or credit bureau.
Where to send this form
Online
consumerfinance.gov/complaint
CFPB, P.O. Box 4503, Iowa City, IA 52244
Phone
1-855-411-2372
Legal authority
Send via Certified Mail
USPS Certified Mail with Return Receipt creates a timestamped legal record of delivery - important if you need to file a complaint or lawsuit later.
Other free forms
Save your forms
Create a free account to save filled forms to your dashboard and access them anytime.
Create Free AccountEducational content only. This page is for informational purposes and does not constitute legal, tax, or personal financial advice. Results vary. Laws and bureau processes change. Consult the CFPB, FTC, and AnnualCreditReport.com for authoritative guidance. Full disclaimer
Save your progress — it's free
Create a free account to save tool results, dispute letter drafts, and track your credit improvement checklist.
Explore more from That.You Credit
Credit Score Guides
Ranges, factors, and improvement plans
Credit Report Disputes
Templates, timelines, and tactics
Your Consumer Rights
FCRA, FDCPA, and federal laws
Debt Relief Options
Consolidation, settlements, bankruptcy
Identity Theft
Freeze, disputes, and recovery steps
Credit Monitoring
Free tools and alert setup
Collections & Charge-offs
Zombie debt, pay-for-delete, and more
Building Credit
Secured cards, authorized users, and more
Debt Payoff Calculator
Credit Utilization Tool
Budget Planner
Balance Transfer Savings
Debt-to-Income Calculator
Emergency Fund Calculator
Common Questions — Quick Answers