Free Form
Credit Bureau Dispute Letter
Formally dispute inaccurate, incomplete, or unverifiable information on your credit report under FCRA Section 611.
Where to send this form
Equifax
P.O. Box 740256, Atlanta, GA 30374
Experian
P.O. Box 4500, Allen, TX 75013
TransUnion
P.O. Box 2000, Chester, PA 19016
Legal authority
Send via Certified Mail
USPS Certified Mail with Return Receipt creates a timestamped legal record of delivery - important if you need to file a complaint or lawsuit later.
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Create Free AccountEducational content only. This page is for informational purposes and does not constitute legal, tax, or personal financial advice. Results vary. Laws and bureau processes change. Consult the CFPB, FTC, and AnnualCreditReport.com for authoritative guidance. Full disclaimer
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